Protect your assets with specialized insurance products
Environmental liability
Consumers, business partners, shareholders, and employees are more concerned about environmental issues than ever. Do you do business in an environmentally sensitive sector? Consider taking out insurance to cover the financial and environmental impacts of your business. We offer coverage for various environmental risks:
- Storage tank pollution liability
- Contractor pollution liability
- Premises pollution liability
- Errors and omissions
Management liability insurance
Are you at the helm of a private company? Do you serve on the board of directors of a non-profit? Do you direct a public organization? Are you a decision maker at a venture capital firm? Then you know better than anyone that transparency and compliance are now the name of the game-and that your position could expose you to liability.
Shareholders, customers, employees, competitors, and even governments can bring legal proceedings against any organization, director, or officer. Your insurance coverage portfolio should include management liability insurance and, depending on what you do and the industry you work in, additional coverage for:
- Pollution liability
- Fiduciary liability
- Professional service liability
- Outside directorship liability for non-profit organizations
- Employment practices liability (wrongful termination, discrimination, psychological harassment)
Cargo/transportation
Are you a manufacturer who ships product all over the world? Do you work in the transportation industry? We offer a full range of insurance products tailored to your organization’s needs. We offer a variety of coverage options according to the size of your fleet-vehicles, planes, boats, trains, and more.-and where you operate (Canada, the US, and further afield), including:
- Private transportation
- For-hire transportation
- Loading
- Unloading
Solutions that keep you moving forward.
Cybersecurity, network security, and data security
According to the Office of the Privacy Commissioner of Canada , privacy violations are now six times higher than they were in 2018. Hackers are also using increasingly sophisticated strategies. Computers have never been more omnipresent in day-to-day work in every industry. Your servers are storing a variety of private and confidential information, including customer contact information, sensitive files, personal information, and more. You can’t do without insurance that provides liability coverage for the protection of confidential information in the event of an internal or external data breach.
Strengthen management of your IT security by opting for coverage that protects you against:
- Ransomware
- Losses related to business interruption
- Social engineering losses
- Data theft
- Data loss
- Accidental disclosure
- Unauthorized access
Protect your business from cybercrime.
Errors and omissions
To err is human. No matter how capable or careful you are, you might make an unintentional error that affects the interests of one of your customers. Our team offers dedicated errors and omissions insurance to insure against liability for committing an error or omission and cover financial losses sustained by a customer. We offer various coverage options depending on whether your customer’s loss is the result of an error, omission or negligence:
- Technology errors and omissions insurance
- Environmental errors and omissions insurance
- Architects and engineers errors and omissions insurance
- Manufacturers errors and omissions insurance
- Any other type of professional liability insurance
Do business with peace of mind.
Product recalls
Product recalls can be devastatingly expensive and compromise your business’s financial stability. Product recall insurance covers the costs when one of your products is recalled. This type of coverage can also include expenses incurred to repair your product.
We offer protection that will help you through all of the stages of product recall:
- Communications
- Shipping to remove products from the market
- Total cost of goods
- Destruction or disposal costs
- Analysis and investigation
Protect your business’s financial stability.
Trade Credit
Développez votre entreprise en toute sécurité grâce à l’assurance crédit. Nous avons une solution qui vous permettra de vous sentir en confiance et protégé et de profiter de capacités accrues. Avec l’assurance crédit, vous pouvez protéger vos comptes clients jusqu’à 90 % de leur valeur contre deux sources majeures de mauvaises créances : le défaut de paiement et les faillites volontaires ou involontaires.